Entry Rules for Ukraine and Medical Insurance for Tourists in 2026

Entry Rules for Ukraine and Medical Insurance for Travelers in 2026

Traveling to Ukraine is an opportunity to get acquainted with the country's ancient history, culture, hospitality, and natural beauty. However, before your trip, it's essential to know the current entry rules and medical insurance requirements, which remain mandatory for foreign citizens.

In 2026, Ukraine continues to operate under updated rules introduced during martial law and the pandemic. These rules affect both the visa regime and the mandatory requirement for insurance covering medical expenses.

In this article, we will detail:

• Who needs a visa to enter Ukraine;
• What documents are checked at the border;
• Why medical insurance is necessary and what coverage to choose;
• How to get a policy online before your trip;
• What changes are expected in 2026.

This information will help travelers avoid problems when crossing the border and feel confident while in Ukraine.

Main Entry Rules for Ukraine in 2026

1. Legislative Framework

Ukraine regularly updates the entry procedures for foreign citizens. In 2026, the regulations require foreigners to have:

• A valid passport;
• Medical insurance covering treatment and emergency care expenses;
• Proof of travel purpose and financial means;
• In some cases, a visa or an invitation from the host party.

For individuals entering from countries with a visa regime, insurance is a mandatory part of the document package when applying.

2. Visa-Free Regime

Citizens of the European Union, the United Kingdom, Canada, Turkey, and a number of other countries can visit Ukraine without a visa for up to 90 days within a 180-day period.

Nevertheless, having valid medical insurance is mandatory even for visa-free travelers. It may be requested at the border in electronic or printed form.

3. Visa Regime

For citizens of countries with a visa requirement, there is an option to obtain an electronic visa (e-Visa).

When submitting documents, you need:

• A completed application form and a photo;
• A copy of your passport;
• Proof of accommodation booking and itinerary;
• An insurance policy with coverage of at least €30,000 for the entire stay.

Without a valid policy, a visa application may be rejected.

4. Documents Required at the Border

When crossing the Ukrainian border, a traveler must present:

• A passport (valid for at least 3 months after the departure date);
• Medical insurance;
• A return ticket or booking for departure;
• Proof of accommodation;
• Sufficient funds for the trip (cash, bank card).

Additional documents confirming the purpose of the visit may also be required for entry during martial law.

Medical Insurance for Entry to Ukraine

1. Why Insurance is Mandatory

Medical insurance is not just a formality but a requirement of Ukrainian law. Without it, entry into the country may be restricted.

The policy covers the cost of emergency medical care, treatment of illnesses, hospitalization, and evacuation if necessary. It is a protection against unforeseen expenses and a guarantee of the traveler's safety.

Insurance also confirms the tourist's financial readiness to cover possible medical costs in Ukraine.

2. Main Requirements for an Insurance Policy

For a policy to be considered valid when crossing the border, it must meet basic criteria:

For long-term trips (work, study, residence permit), it is recommended to get an extended policy with additional options.

3. What Tourist Insurance Covers

A standard insurance policy for a trip to Ukraine includes the following types of coverage:

• Outpatient and inpatient treatment;
• Emergency assistance in case of accidents;
• Medications prescribed by a doctor;
• Medical evacuation or transportation;
• Treatment for COVID-19 and other infections;
• Repatriation of remains in case of death.

Additionally, you can include telemedicine services, baggage insurance, flight delay coverage, and civil liability.

4. How Much Does Insurance Cost?

The cost of the policy depends on the country of residence, length of stay, and the traveler's age.

Approximate guidelines:

• A basic policy for up to 1 month with UAH 100,000 coverage — from €5 to €35;
• An extended package with €30,000 coverage — from €15 to €55.

5. How to Get Insurance Online

Modern insurance companies allow you to get a policy remotely in a few minutes:

1. Choose the type of insurance and the duration of your trip.
2. Enter your personal data and contact email.
3. Pay online with a card.
4. Receive the policy in PDF format in your email.

The electronic version is fully legal and accepted at the border. It is also recommended to print a copy for convenience when crossing the checkpoint.

Entry Rules for Different Categories of Travelers

1. Citizens of Visa-Free Countries

For most citizens of the EU, UK, Canada, and Turkey, a passport and medical insurance are sufficient. No visa is required.

If the trip exceeds 90 days, you must obtain a Type D visa and a corresponding long-term insurance policy.

2. Citizens of Countries with a Visa Regime

Citizens of India, China, Morocco, and a number of other countries need to obtain a visa to enter Ukraine. When applying for documents, having insurance is a mandatory condition.

The policy must be valid for the entire period of stay and cover the costs of treatment, hospitalization, and possible evacuation. A visa will not be issued without it.

3. Travelers Planning a Long-Term Stay

Special insurance programs are available for foreign students, workers, and individuals applying for a residence permit.

Such a policy must:

• Cover chronic diseases and long-term treatment;
• Be valid for the entire period of study or work;
• Include outpatient services.

For long-term visas, extended insurance packages with a limit of at least €30,000 are recommended.

COVID-19, War Risks, and Features of 2026

1. COVID-19 Related Rules

Although most restrictions have been lifted, Ukraine maintains the requirement for insurance covering COVID-19 treatment.

In some cases, they may require:

• A vaccination certificate;
• A negative test result;
• Proof of recovery from the disease.

Even if these documents are not mandatory, having insurance remains a guarantee of a smooth entry.

2. War Risks and Current Features

Martial law in Ukraine makes medical insurance particularly important. Many insurance companies include risks related to military actions or emergency situations in their policies.

When choosing insurance, it is necessary to ensure that it covers emergencies caused by unpredictable circumstances. This will allow you to receive medical assistance even in a difficult situation.

Frequently Asked Questions (FAQ)

Q1: Is insurance required for entry to Ukraine in 2026?

✅ Yes. Having medical insurance is a mandatory requirement for all foreign citizens, regardless of their country of residence and purpose of travel.

Q2: What coverage amount should I choose?

✅ A minimum of €30,000. For long trips or visa applications, it is better to choose coverage of €30,000 or more.

Q3: Is an electronic policy accepted at the border?

✅ Yes. The electronic version of the policy in PDF format is legally valid. However, it is recommended to have a printed copy.

Q4: Can I get insurance while already in Ukraine?

✅ Yes, but the policy must be valid from the first day of your stay. It is best to arrange it in advance to avoid questions when crossing the border.

Q5: Does the insurance cover COVID-19 and war risks?

✅ Modern insurance programs include treatment for COVID-19, quarantine, and emergencies related to martial law. Clarify this when purchasing the policy.

Summary and Recommendations

• Before your trip, make sure your passport is valid for at least 3 months after your departure date.
• Check if you need a visa for citizens of your country.
• Be sure to get medical insurance with coverage of at least €30,000.
• Make sure the insurance includes treatment, hospitalization, and COVID-19.
• Keep electronic and paper copies of the policy.
• Monitor updates to entry rules before your trip.

Conclusion

Traveling to Ukraine in 2026 remains safe and comfortable if you prepare in advance and arrange all the necessary documents.

The main condition for foreigners is having a valid medical insurance policy. It will ensure a smooth entry and help avoid unexpected expenses in case of illness or injury.

On the Insurance-Ukraine.com website, you can get insurance online in a few minutes. The policy is suitable for visas, border crossings, and tourist trips. After payment, the document is immediately sent to your email — simple, fast, and official.